Mobile home prices and average cost breakdown (2023 update) (2023)

Achieving the lowest prices for mobile homes is a difficult task. After all, when you're dealing with a home that can literally be torn down and moved to another location, there are some additional considerations to consider. If you're facing this dilemma and trying to consolidate information from several different websites, but just scratching your head in confusion, you've come to the right place!

Whether you are looking to buy or sell a mobile home, you need to know:

1. Exactly how much is the house worth

2. How to Assess the Value of a Mobile Home

3 Reasonable purchase or sale price.

Buying or selling a home is a big financial step that affects your foreseeable future. As such, it's important to do good for yourself and your family's financial well-being.

In this article, we are going to focus on those readers who are looking to buy a house on wheels and would like to get an idea of ​​the immediate, short and medium term costs involved. In addition, we will review your financing options. Along the way, you might pick up some helpful tips on how to classify mobile homes and what to look for when trying to price them.

Mobile home prices and related factorsdecide on costs

How much do mobile homes cost?

Prices for new mobile homes range from $40,000 to $250,000. For used mobile homes, prices range from $10,000 to $50,000.

The cost of a new mobile home

Prices for new mobile homes range from $40,000 to $250,000.

The cost of a used mobile home

For used mobile homes, prices range from $10,000 to $50,000.Find more atused mobile home prices here.

How much do trailer homes cost?

The cost of a trailer varies and can range from $10,000 to $100,000 or more depending on factors such as size, age, location and features. Used trailer homes can be less expensive, while new ones or ones with added features can be more expensive.

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Let's move on to the most important part of the mobile home evaluation first. The real cost of new and used mobile homes. As financing options are more limited and less attractive when it comes to mobile homes, it is important to know the total cost of homes. Mobile homes, despite the fact that they are gaining in quality and "coziness" year after year, are still much cheaper than stick-built houses. As a result, more of us can afford it without financial aid.

Keep in mind that today's mobile homes vary greatly in size, materials, designs, layouts and amenities. Some manufacturers even let you choose the additions you want to upgrade to your home before you buy! Mobile home owners are generally capable do-it-yourself homeowners and may have made their own adjustments. Other relevant factors include age, general condition, area and number of displacements.

So, understandably, determining the value of any mobile home in a price range is a dangerous task. You must judge each house on its own merits. OK, warning time is up. Here are the three types of mobile homes, as well as their average costs.

Mobile home prices and average cost breakdown (2023 update) (2)

How much do different types of mobile homes cost?

unique widths

How much does a single large mobile home cost?

Single-width mobile homes are 10 to 16 feet wide by 42 to 90 feet long, with 600 to 1,300 square feet of living space. They include 2 bedrooms, 1 bathroom, 1 living room and a kitchen with a dining area. New single-wides cost around $40,000, while used ones range from $10,000 to $25,000.

Let's start with the smallest first. Single-width mobile homes officially range in size from 10 to 16 feet wide by 42 to 90 feet long, giving 600 to 1,300 square feet of living space. They are called "individuals" because they can be towed as a single unit to a location or location.

As the possibilities for differentiation decrease with size, there is not as wide a range of room allocation variants as in the larger versions. Regular plain width includes:

  • 2 rooms
  • 1 bathroom
  • 1 salon
  • And a kitchen with a dining room.

Some high-end single-wides will have a second bathroom. Other models transform the bedroom into a larger space, like a studio. Such models are usually only suitable for small and young families.

Plain swords are very difficult to finance and you should keep this in mind before purchasing.

  • New: approximately $40,000
  • Prices for used mobile homes generally range from $10,000 to $25,000.

So for a 16×70 mobile home, you would likely pay prices of $35,000 to $40,000 or more.

(Video) The REAL Cost Of Manufactured (Mobile) Homes

And a slightly lower price for a 14x70 mobile home: around $32,500 to $40,000.

double width

How much does a double width trailer cost?

Double-width mobile homes are larger than single-width homes and have more living space. A new double width can cost around $75,000 while used models can range with a good cost between $20,000 and $50,000.

These are the most common types of mobile homes. Double width dimensions typically range from 20 to 42 feet wide by 42 to 90 feet long, giving up to 2,000 square feet of space. Much bigger than single. They are plastered in two separate sections before assembly.

The double widths also allow for a lot more flexibility when it comes to room layouts. However, a typical room allocation is:

  • 3 bedrooms
  • 2/3 bathrooms (usually one suite and 1 or 2 shared)
  • Two or three of the following:
    • Kitchen
    • Dining room
    • Hall
    • Laundry

As you can see, double widths are already a huge step forward when it comes to size and living comfort. The larger model will easily accommodate a mid-size family with plenty of space.

  • Prices for double-width mobile homes areAbout $75,000for new.
  • Used: it can vary a lot, but a good model should cost between BRL 20,000.00 and BRL 50,000.00

A standard 24x48 mobile home averages between $75,000 and $100,000 for a new one.

triple or multi-wide

These houses are not yet as popular, but they are slowly gaining their own market share. Due to the stigma and stereotypes surrounding mobile homes, many people feel that they will be better off just buying a smaller home built on site if the price is higher. Triple widths are about 50 feet long, but the width varies wildly, with floor space typically less than 4,500 square feet.

Multiple widths can be very large, but they are very rare. Let's stick to the average rooms available in the typical triple width, which are:

  • 3-5 rooms
  • 3/4 bathrooms
  • Endless combination possibilities between:
    • Hall
    • Kitchen
    • Dining room
    • Laundry
    • Foyer
  • Novo: US$ 100.000 a US$ 250.000
  • Used: $50,000 and up
Price comparison requests:

If you are in the market to buy a caravan and are not sure how to check if the value matches the asking price, we recommend getting an asking price comparison report. By providing us with a little information about the home, we will compare it to thousands of homes on the market today and give you an average price range, as well as highs and lows. This allows you to buy a home with confidence, knowing that you are not paying outside market standards.

With this report you will receive:

  • Life- You will never need to buy another report again
  • live data– We update your report in real time as new homes hit the market
  • printable– Print a PDF of your report for handouts or open days
  • Sharing via internet link– Post a link to your other online auctions so buyers can see your report
  • visualization with graphics– Easy-to-understand bar charts for data visualization

Aprice comparison reportit's the best way to find out if your home's asking price is up to current market standards.

Moving a mobile home

Moving a mobile home is an expensive, time-consuming and risky undertaking. Moving a mobile home is not recommended, if it can be helped. This is not just because the home is at risk of damage, but because it can affect the home's value and reduce your chances of financing. In fact, it is virtually impossible to finance a home that has been moved two or more times, mainly because lenders believe that a home's foundation is no longer reliable.

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At the same time, there may be cases where moving a mobile home is unavoidable and it's best to be armed with the knowledge of how much it costs when such a situation arises. When you need to sell your mobile home but plan to keep the land, try selling your home locally. Moving your home somewhere in the same neighborhood drastically reduces costs.

A good rule of thumb is to deposit between $1 and $5 per mile.


  • Short distance transportation: USD 1000-5000
  • Long haul: $10,000 and up to $25,000
  • Disconnection of utilities and home preparation: up to $1,000

For more information, read the articleWhat is the cost of moving a manufactured home.

Get a Free Manufacture Home Insurance Quote

*Save an average of $250 per year!

How to finance a mobile home

For some, finding a way to finance a new home is the only way to make a purchase financially viable. While financing a traditional home isn't easy, it can be even more difficult if it's a mobile home. While mobile homes have taken a huge leap in quality and standard, especially with the HUD code, the buying and financing process hasn't changed much. This means that buying and selling a mobile home is more similar to buying and selling a car.

Factors that make it difficult to finance a mobile home

  • It is single width.
  • If the house has been moved (nearly impossible if moved twice or more)
  • They are not permanently attached to the property.
  • The house does not comply with the HUD code
  • The age of the house. If the house was built before 1976, when the HUD code was written, chances are even worse.
  • Personal credit score.
  • No ownership of the property the house is on.
  • Probability of moving house.

While obtaining finance may be more difficult, it is not impossible and there are several options available. For certain types of financing, a mobile home will be immediately disqualified if it meets one of the points mentioned above. Let's take a look at the options so you know what might apply to you.

financial options

Conventional Loan

Finding a conventional lender willing to provide a mobile home loan is quite difficult. Few people are willing to take risks. If you find one, they tend to charge a very high down payment and have extremely high interest rates, which means that mobile homes have been dubbed the "most expensive mortgages". In addition, you will need a good credit score and may need to post collateral to qualify.

Typically, the down payment is 5-20%, terms are usually 20-30 years, and rates are around 5%.

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This is one of the most well-known and used methods of obtaining financing for a mobile home, as it does not require ownership of the land on which the home is located. The biggest problem with a mobile loan is the very high interest rates and short terms.

If your credit score is up to date, you can get interest rates of less than 10%. If not so good, expect it to be in the 13% range. Terms are generally capped at 20 years and a minimum down payment of 5% is required.

FHA Loans

The FHA (or Federal Housing Administration) falls under the Title 1 program and therefore covers mobile homes as well as homes built on site. Basically, the FHA takes on some of the risk when it hands you a mortgage or loan. If you lose or fail to pay, the FHA will pay a portion of the remaining amount.

As with a real estate loan, whether or not you own the land is irrelevant. Unlike real estate loans, the loan is fixed for the entire term of the mortgage, and the borrower must be able to rent land for a home for at least three years. They take into account your credit score and likelihood of meeting payments. The house must meet HUD standards.

There is also a loan amount limit. For example:

  • Mobile home only: $69,678
  • Lot only: $23,226
  • For house + land: USD 92,904

The repayment period is usually 20 years, the interest rate can be very low and is below 5%, the same applies to the initial payment.

For a complete comparison between FHA and conventional loans, seeDezarticle.

VA loans

First, only veterans are eligible for a VA loan. You will need to provide proof that you served in the military to qualify. Other than that, VA loans are very similar to FHA loans because the Department of Veterans Affairs assumes some of the risk itself. These loans also do not require you to own land.

You must pay at least 5% of the total loan amount upfront. Interest rates are just over 3.5% and repayment terms range from 15 to 30 years.


  • Double width at an average cost of $70,000: $3,500 down and $350 monthly payment.

Other costs when buying or selling a home

  • Building a foundation: Every house needs a foundation, even a mobile one. Although it depends on the type of house, land and foundation, it usually costs between $10,000 and $15,000.
  • Tools: Removing or attaching tools will cost around $1,000
  • Land lease: if the house is in a park. The rental amount varies by park and state. However, it is usually much cheaper than renting an apartment or house. You might be looking at anything from $300 to $800.

In short

We hope this mobile home pricing guide has been a light for you in the murky and foggy waters of trying to figure out the cost of a mobile home. We gather all the information in one place so you can make the best decision whether you want to buy or sell your home.

(Video) 1% Mortgages Next NAIL IN THE COFFIN For Housing Market

If you're reading this article and thinking about buying a mobile home, check out our guides.How to Buy a Mobile Home Without Breaking the BankEUDouble Width | The Complete Buying and Selling Guidefor your benefit.


How to negotiate a lower price on a mobile home? ›

Negotiate | When you're at a dealership you CAN and SHOULD negotiate the price of your home. Ask the dealer if you can see the invoice of the home and what the cash price would be. Don't offer up what your maximum payment would be or what price you'd like to pay.

Is it possible to increase the value of a mobile home? ›

To improve the value of your home, you should carry out energy-efficient improvements, like doors and windows, and regular maintenance. However, you must involve a professional every step of the way.

How much do most mobile homes cost? ›

New units average around $51,000. Used units go for anywhere between $10,000 and $25,000. Double-wide: A double-wide home is meant to be “double” the size of a single-wide home, but they actually vary widely in size. Some can get as big as 36 feet wide by 90 feet long.

Who is the best manufactured home builder? ›

Top 10 Manufactured Home Builders Ranked – 2022 America's Most Trusted Study
  • Skyline Homes.
  • Genesis Homes.
  • Cavco Homes.
  • Fairmont Homes.
  • Champion Homes.
  • Clayton Homes.
  • Palm Harbor Homes.
  • Fleetwood Homes.

What questions to ask when buying a new manufactured home? ›

Ask these top 10 questions before making any mobile home purchase:
  • How Old is the Home?
  • What Materials is the Home Made From?
  • What Condition are the Plumbing and Electrical Systems In?
  • What Signs of Wear and Tear Does the Home Have?
  • Can I Get a Proof of Title Certificate?
  • Does the Home Comply With Local Regulations?

Is buying a mobile home to live in a good investment? ›

Mobile Homes Tend to Drop in Value

Mobile homes placed in mobile home parks typically decrease in value over time. On the other hand, land normally appreciates over time. So, if you own land and build a traditional home or, in some cases even place a mobile home on the land, the value will normally appreciate.

Why do mobile homes depreciate so fast? ›

One reason mobile homes depreciate in value is because they are personal property, not real property. "Real property" is defined as land and anything attached to it permanently. Anything that can be removed without "injury" to the land is not real property.

Why don't mobile homes hold value? ›

Age and Home Resale Value

For one, your older stick-built or manufactured home may lack modern improvements and that could negatively impact its resale value. Though not so much for stick-built homes, age does matter for manufactured homes because those built before 1977 are usually ineligible for financing.

Why are mortgage rates higher for mobile homes? ›

Many manufactured home purchases do not include the land they sit on. Thus, the asset is less secure for banks to lend against. Over 40% of manufactured homes are chattel loans – these contracts are designed for mobile homes and non-stationary property, and often have higher rates.

What is the largest mobile home company in the US? ›

Clayton Homes is the largest builder of manufactured and modular homes in the US.

Who is the largest mobile home manufacturer in the US? ›

Clayton Homes (or Clayton) is the largest builder of manufactured housing and modular homes in the United States. It is a wholly owned subsidiary of Warren Buffett's Berkshire Hathaway.

Which builder has the best quality? ›

The Lifestory Research 2023 America's Most Trusted® Home Builder Study found Taylor Morrison as the most trusted brand among people considering the purchase of a new construction home.

How do you negotiate a lower price? ›

Top eight phrases to use when negotiating a lower price
  1. All I have in my budget is X.
  2. What would your cash price be?
  3. How far can you come down in price to meet me?
  4. What? or Wow.
  5. Is that the best you can do?
  6. Ill give you X if we can close the deal now.
  7. Ill agree to this price if you.
  8. Your competitor offers.
Jun 15, 2022

How do you negotiate a lower offer on a house? ›

Consider making an offer that hovers 25% below the asking price—and see what happens.
  1. Stay updated on current market conditions. ...
  2. Be respectful of sellers. ...
  3. Have your agent contact the listing agent. ...
  4. Have your financing in order. ...
  5. Eliminate as many contingencies as possible.
Oct 18, 2022

How do you negotiate a price down on a house? ›

3 tips on how to negotiate a house price
  1. Get the facts together before you start negotiating. The home offer process can be stressful if you aren't prepared for it. ...
  2. Make a strong offer. ...
  3. Decide how you'll respond to counteroffers.
Dec 10, 2021

How to negotiate an overpriced home? ›

How to Make an Offer on a House That Is Overpriced
  1. Hire an Experienced Real Estate Agent. ...
  2. Find Out if the Home Is Really Overpriced. ...
  3. Present Evidence to Show That the Home Is Overpriced. ...
  4. Know Your Seller. ...
  5. Make Your Offer as Appealing as Possible. ...
  6. Be Ready to Negotiate Back and Forth. ...
  7. Be Ready to Walk Away.
Feb 12, 2021


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